your experts when it comes to Medicare,Social Security and Asset protection
Helping You Prepare and Protect You for Tomorrow
WHAT DO WE DO?
Medicare Coverage
Social Security Planning
Social Security Planning
Medicare is federal health insurance for anyone age 65 and older. However, people under 65 may also qualify if they have certain disabilities or conditions. Medicare can be confusing, and overwhelming. Let TSM help you navigate this very important decision. We conducted a free assessment and are with you every step of the process. We conduct annual "check-ups" on your Medicare plan at no cost to our clients.
Social Security Planning
Social Security Planning
Social Security Planning
At TSM, we provide expert Social Security advisory services to help you make the best decisions for your future. We take the time to clearly explain all your options, the financial impact of each choice, and the timing considerations that can make a significant difference. Most importantly, we guide you step by step through this critical process, giving you the clarity, confidence, and peace of mind you need to move forward with certainty.
Life Insurance
Social Security Planning
Life insurance is more than just a policy—it’s peace of mind. It ensures your loved ones are financially secure in the event of the unexpected. Our life insurance options are both affordable and customizable, designed to fit your unique needs, so you can rest assured your family is protected when it matters most.
Final Expense Insurance
TSM offers Final Expense Insurance designed to provide peace of mind and financial security for you and your loved ones. This coverage helps ensure that end-of-life expenses—such as funeral costs, medical bills, and other final obligations—are taken care of, relieving your family from unexpected financial burdens. Our team works closely with you to determine the right coverage for your needs, guiding you through the process with clarity and compassion so you can protect your family and leave a lasting legacy.
AD and D
AD and D
Accidental Death and Dismemberment (AD&D) insurance provides crucial financial protection for your loved ones in the event of an unexpected accident. Our flexible and affordable policies help ensure that your family has the support they need when it matters most, giving you peace of mind today and security for the future.
additional Retirement options
Indexed Universal Life
Indexed Universal Life
Indexed Universal Life
Indexed Universal Life (IUL) insurance is more than just lifelong protection—it’s a strategy to help your money grow while keeping your loved ones secure. With flexible features and customizable options, our IUL policies are designed to fit your unique goals, providing financial security during your lifetime and the freedom to plan confidently for the future.
Annuity
Indexed Universal Life
Indexed Universal Life
Annuities are a smart way to protect and grow your retirement savings, providing guaranteed income for life while offering opportunities for growth. Our customizable annuity options are designed to meet your unique financial goals, giving you the confidence and security to enjoy your golden years without worry.